September 15

The Four Unasked Questions You Should Ask Your Investment Manager

By Alton Cogert | Submitted for your approval. A recent, probably typical, meeting with your investment manager. “Let me tell you,” the investment manager says, “This financial environment is completely unprecedented. Globally, central banks are manipulating supply and demand of fixed income and equity securities.” “Yes, we know,” you tell him, “but what can.

July 6

Do You Know Your Manager’s Risk Adjusted Performance?

By Alton Cogert | You are already familiar with comparing the total return of your portfolio to a relevant benchmark. And, you may also be comparing that performance to those of other managers with a similar investment strategy. But, there are other ways to figuratively X-ray investment manager performance. How about comparing the risk.

April 3

It’s a Whole New Ballgame at AM Best – Part II: ERM

By Alton Cogert | In our previous blog, we discussed material changes that AM Best is making to its Best Capital Adequacy Ratio. Or should we say Ratios, as effective with a planned implementation on Jan 1, 2017, we will be staring at five BCARs at different statistical confidence levels. As important as BCAR.

March 28

It’s a Whole New Ballgame at AM Best – Part I: BCAR

By Alton Cogert | Undoubtedly to bolster its standing as a NRSRO (“Nationally Recognized Statistical Rating Organization”), AM Best has embarked upon material changes in its rating methodology. From the perspective of investment professionals, this means you will need not only a better idea of Best’s view of insurer investments, but how those investments.