Investment Policy & Guidelines
Addressing questions including: Do we have an investment policy or investment guidelines? Are they Board approved?
At the base of the investment process value chain is your company’s investment policy. It is the bedrock of every insurer’s investment practices.
At SAA, we review your policy to make sure that it encompasses the ‘best practices’ we’ve seen in the insurance industry.And, this is not a static process, as SAA can keep you updated with the latest issues impacting insurer investments and how other insurers are successfully addressing these issues within their policy.
In addition, new investment alternatives, changing regulatory and rating agency biases, and changing business conditions mean that, if you have not reviewed your investment policy in the last year, a "best practices" review is in order.
Strategic Asset Alliance’s approach to insurance investment leads clients to proactively manage the entire investment process on stronger, less volatile investment income.
Key Components of "Best Practice" Investment Policy
- Preamble - Who? What? Why?
- Investment Return and Management Objectives
- Asset Allocaiton and Risk Management Guidelines
- Investment Performance and Reporting
- Investment Policy and Guidelines Evaluation
SAA will provide the peace of mind that the policy is relevant to today’s capital markets and the unique requirements of your company. As well as protect your company from the managers taking actions that have been a problem for other insurers
Key Benefits
- Focus your investment policy on improving your income adjusted for risk, while maintaining the necessary risk controls.
- Use the latest investment policy developments utilized by other, relevant insurers to your advantage. As insurance investment consultants, SAA is vary familiar with what works and doesn’t work in an investment policy. Our "best practices" approach brings to our clients the most recent developments in this area applied to their unique business goals and objectives.
- Maintain your policy within both regulatory and rating agency constraints.
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