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Strategic Asset Alliance

Investment Consulting for Insurance Companies & Risk Pools



Our Consulting Services

Strategic Asset Alliance has provided independent investment consulting services exclusively to insurance companies and gov’t risk pools for 26 years (and counting)

Asset Allocation Analysis
SAA reviews the impact of different allocations and models various asset class combinations that are tied to the overall insurance business.
Investment Policy Review
SAA reviews the organization’s investment policy to ensure it encompasses the ‘best practices’ and provides protection from problems experienced by others in the industry.
Peer Group Analysis
SAA conducts a peer group analysis to compare your insurer or risk pools’ portfolio composition and structure to similar organizations. This helps develop optional strategies for consideration.
Manager Search & Evaluation
SAA will help select and evaluate the firms managing your company’s fixed income and risk asset portfolios.
Portfolio Monitoring
SAA monitors your portfolio beyond performance and reviews compliance, OTTI impairment, stress tests, etc.
Performance Measurement
SAA will review your portfolio from the perspective of required income, benchmarks, risk-adjustments, and after taxes/fees.
Governance Review
SAA conducts a ‘Wellness check’ of investment process to ensure that the existing structure and process is appropriate for your company’s goals and objectives.
Board Education
SAA will conduct educational sessions reviewing new asset classes, basic concepts, etc. SAA can also conduct case study sessions based on our firm’s experiences.
SWOT Analysis
Looking at the strengths, weaknesses, opportunities and threats of the investment program, SAA develops of a blueprint for how and where to improve the investment process.

About SAA

Strategic Asset Alliance has provided independent investment consulting services exclusively to insurance companies and gov’t risk pools for 26 years (and counting)

Who We Are

Founded in 1994 by CEO Alton Cogert, our experience and focus enables us to help clients improve their investment process and enhance the value added by their portfolios; critical components of their business.

Our senior consultants are former senior investment executives at insurers and bring broad, deep expertise across the various lines of business. We have also worked with Pooling organizations for more than 15 years. We combine a knowledge of investments with an understanding of the insurance and pooling businesses.

We are headquartered in Washington with an east coast office in Maine; with a staff of six, including one junior consultant and two senior consultants who are Principals of the firm.


Who We Work With

We currently work with 50 Insurance Companies within 29 Partner Client Relationships with assets under advisement of ~$9.9 billion spanning Commercial P&C, Health and Life carriers, and a number of Governmental Risk Pools.

Since SAA’s inception, we have worked with more than 100 clients across the insurance industry including Life, Health, P&C, State Regulators, Rating Agencies, Reinsurance and Governmental Risk Pools.


Investment Philosophy

Our philosophy unites four key investment cornerstones to provide improvement and consistency to your insurer or risk pool’s investment program.

  1. Investment Process
    Strong investment results require a strong investment process that is customized to the client’s goals and objectives.
  2. Active Management for Fixed Income Mandates
    given the less efficient nature of the asset class and the need for customization for insurers and risk pools
  3. Passive Management for Developed Market Equity Mandates
    due to the greater level of efficiency in the markets and higher fees with active management.
  4. Generally, Alternatives Not for Insurers or Risk Pools
    due to the high level of fees, lack of liquidity, and lack of transparency.

SAA’s Principals

SAA’s Principals work as a team in providing investment advisory services to our insurance company and risk pool clients. This allows SAA to bring to bear the significant experience of each individual and apply it collectively to the needs of each client.

Alton Cogert, CFA, CPA, CAIA, CGMA
President & CEO

Mr. Cogert founded SAA in 1994. Previously, he has served as a technical advisor to the NAIC Invested Assets Working Group and was a former chairman of the Investment Committee of the National Alliance of Life Companies.



Dan Smereck,
Managing Director & Principal

Mr. Smereck has 25+ years of experience in investing for insurers and risk pools. Prior to joining SAA, Mr. Smereck was SVP and Chief Investment/Information Officer for a large, regional medical malpractice insurer.



Contact Us

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Corporate Headquarters

Washington
11 Bellwether Way, Suite 209, Bellingham WA, 98225

phone: (360) 255-2500
fax: (360) 734-2049
email: eeugenio@saai.com

Maine Office

P.O. Box 39
Rockport, ME 04856

phone: (360) 255-2500 ext. 106
fax: (207) 470-1015
email: dsmereck@saai.com