A Blueprint for Success
A SWOT Analysis will identify internal strengths, weaknesses, external opportunities and threats to each component of your insurance company or government risk pool's investment process.
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Diversification: Risk Asset Allocation Through ETFs and Mutual FundsView PDF
Alton Cogert, President & CEO, Strategic Asset Alliance
Ilene Kelman, CFA, Vanguard Regional Director - Insurance General Accounts
By design, mutual insurance company portfolios are mostly allocated towards investment-grade fixed income to account for policy holder obligations, reserves, and sufficient risk capital. “Risk Assets,” such as equities and high-yield bonds, can be a viable option for mutual insurers looking for ways to diversify the portfolio and increase yields to support their business. Strategic Asset Alliance and Vanguard recently reviewed what risk assets are, how to assess their fit within the investment portfolio, and options/benefits of investing these assets in ETFs and mutual funds.